Home Loan Bangalore is a service provider to those who are looking for home loan in bangalore. Home Loan Bangalore offers home loan with less rate of interest with lowest EMI per lakh. Home Loan range from 5 lakhs to 1 crore with lowest interest possible. Home loan bangalore offers home loan from various banks like HDFC Bank, ICICI Bank, Axis Bank, Standard Chartered Bank, Kotak Mahindra Bank, DHFL Housing Finance, PNB Housing Finance, Canfin Homes, Sundaram Finance, Gruh Finance Limitted etc. Home loan Bangalore does not provide any loans, but we do forward your requirements to the respective bank and help you to get the loan as early as possible.
The IT revolution has made Bangalore one of the most popular city to live in. People come here from different parts of the country to work and settle down. This has led to property prices sky rocketing. The home loan come in handy to buy property in expensive cities like Bangalore.
Home Loan Bangalore is here to provide a one stop solution to all your home loan needs. We have joined hands with major banks and non banking financial institutions to provide best home loan deals in Bangalore. Home Loan Bangalore provides you excellent services from the start to end of the loan procedure and helps to fulfill your aspirations of a dream home.
Home loan is secured loan offered by the banks and non banking financial institutions to fulfill the housing needs of the borrowers. The loan is secured against the house /property the bank has funded and is mortgaged till the borrower repays the loan and the interest due on it. Getting home loan in bangalore is not so easy process but our system will help you to get your dream home at the earliest. We offer home loan with lowest rate of interest and very less processing fee.Explore Bangalore home loan »
|Compare home loan rate of interest as on|
|Home Loan Banks||Rate of interest||Loan Amount||Maximum Tenure||Processing Fee||Documents||Apply now|
|HDFC Ltd Home Loan||8.5% to 8.55%||₹ 5 Lac to ₹ 10 Cr||30 years||Upto 0.5%||
|Axis Bank Home Loan||8.65%||₹ 5 Lac to ₹ 10 Cr||30 years||0.5%||
|ICICI Bank Home Loan||8.50% to 8.85%||₹ 5 Lac to ₹ 10 Cr||30 years||0.50% - 1.00%||
|State Bank of India (SBI) home loan||8.50% - 8.65%||₹ 10 Lac to ₹ 10 Cr||30 years||Up to 0.35%||
|Citibank Home Loan||9.00%||₹ 10 Lac to ₹ 10 Cr||25 years||Upto 0.50%||
|LIC Housing Finance||9.15%||₹ 5 Lac to ₹ 10 Cr||30 years||₹ 1K to 15K||
|IDBI Bank Home Loan||8.55% to 8.6%||₹ 5 Lac to ₹ 10 Cr||30 years||Nil||
|PNB Housing Finance||8.5% to 9%||₹ 5 Lac to ₹ 10 Cr||30 years||0.50% (min. ₹ 5750)||
|Kotak Home Loan||8.95%||₹ 5 Lac to ₹ 10 Cr||20 years||Nil||
|Standard Chartered Bank Home Loan||8.65%||₹ 5 Lac to ₹ 10 Cr||20 years||Upto 1.00%||
|DHFL Home Loan||8.60% to 9.75%||₹ 1 Lac to ₹ 5 Cr||30 years||₹ 5k to ₹ 20k||
|Canfin Homes||9.30%||₹ 1 Lac to ₹ 5 Cr||30 years||Upto 1%||
In the city of Bangalore, getting financial assistance for constructing B khata site would be much easier if consumers approach with us. We well aware of the needed documents and eligibility criteria for availing B Khata Loans in Bangalore and guides our consumers accordingly. The success story of our customers would elaborate more on our work. In general, many has the opinion as just like the B Khata home loans getting financial assistance for B Khata houses would be harder. However, the B khata construction loan can be availed easily with our expert’s assistance.
NRI’s (Non-Resident Indians) who are living in abroad for various reasons particularly for job related, in recent years the nationalized and also the private banking sectors showing their interest on lending loans for the NRI’s for specific interest rates. Before getting into the NRI home loans requirement and all other necessary details, first we would like to get things clear about who are all NRI’s as per the terms of Indian banks.
When it comes to availing home loans there are several option by which the consumers can apply from the financial bodies. Getting construction loans from nationalized banks or other financial institutes would gives the option of constructing new homes under the loan amount.
In the city like Bangalore hiring a contractor for constructing home would be a dream for many since flat system is turning into machine life. Our experts having vast experience in handling such construction home loans for our clients by assisting to get valid documentation and KYC as the construction loan procedure is slightly different from the other home loans. It requires the income certificate along with the certificate from city development department and loan margin amount. Our expertise staffs will take-care those details and leave our customers happy on planning their home constructing plans.
Site Purchase loan can also named as the Plot loans or loans for land purchasing, in the city like Bangalore site purchase loan or plot purchase loan is never going to be easy if you planned to manage by single, particularly if you plan to move by gaining loans from financial institutes. Seeking professional help from us would be the best option as we are real experts on finding the suitable loan lenders who offers low interest rates.
In addition to those lenders comparison, we assist on availing loans for salaried and as well as self-employed person where some documentation process gets changes. Our experts are highly trained on analyzing the property cost and arranging things accordingly to the lending institute documentation to avail maximum funding from the financial bodies.
Well the Composite home loan is the combination of plot or land loan along with the construction loan. Under this composite home loan consumer able to get financial assistance on purchasing plots or lands and also avails the financial assistance for construction of home in that respective lands in next few years. We, the home loan-Bangalore are real experts of arranging all types of home loans in the Bangalore city, owns several positive experienced on assisting composite loan from the financial institutes.
Our experts manage things when it comes to composite loans in which the loan amounts will be distributed in 3 installments while constructing house on various time period.
Purchasing the constructed homes in the city like Bangalore is quite common act carried by many families, however several facing struggle while arranging home purchase loan from the financial institutes. We, the home loan-Bangalore are true professionals on assisting our clients on availing home loans from the best institutes which offers suitable rate of interest and suits according to the client’s terms.
Our experts are highly experienced on getting documentation work perfectly so our clients never feel the worry and they manage to get loan without any hassle.
‘100% home loan’ is the option where the home buyers can able to get avail 100% financial assistance on purchasing home. Though several bank not providing/promoting such types of loans to their consumers. We, the home loan-Bangalore well aware of the list of banks who lends 100% loan amount for buying homes in the Bangalore city.
We well aware of the terms and conditions needed in order to get such 100% home loans from the financial institutes and guides our clients accordingly.
I applied loan through home loan bangalore, response was amazing and pickup all the documents at my doorstep and my loan got approved in 15 days for A katha property.
Home Loan Bangalore customer service is really good, they guided me in all the aspects of home loan. The entire process was smooth and very well executed.
I got my loan through LIC Housing Finance, home loan bangalore simplified the process and i didnt face any difficulties while processing my loan.
I applied home loan in Axis Bank and loan disbursed without any problem. Interest rate is floating interest rate and processing fee is 1%. Home Loan Bangalore executives are more knowledgeable.
Home Loan Bangalore customer service executives explained me clearly with all the necessary information, good team work keep it up.
Home Loan Bangalore is good. Interest rate offered by them is 10.15% and there is no pre closure charges.
I just enquired Home loan in bangalore, they are very well guided me before finalizing my property, after two months i applied home loan and got approved in just 15 days.
I got my home loan through home loan bangalore. It was around 25 lakhs with 15 years tenure. The interest rate was good and less processing fee. The customer service is really good.
I took housing loan of Rs. 40 lakhs from HDFC. I choose tenure of 15 years and i got my loan disbursed in 20 days. I am very happy with the customer service from Home loan Bangalore.
I bought one property in Bangalore and i was looking for home loan very urgently then i came to know home loan bangalore through online. They helped me to get my loan without any issues. Thanks to home loan bangalore.
Axis bank provided me a home loan of Rs. 20 lakhs with an interest rate of 10.10%. The processing fee was also less. The customer service is excellent, Home loan Bangalore guided me very well in preparing documentation.
I took my home loan with SBI, my experience with SBI home loan is bit long. SBI will take bit more time to process my application and finally i got my loan approval in 40 days. Thanks home loan bangalore to guided me to get my loan.
I had a very good experience with HDFC Ltd home loan. Executives from home loan bangalore clearly explained about the process and the documentation required. The process went very well and i got best rate of interest.
Home loan bangalore is a best online tool to get home loan in bangalore, it keep connects customers with multiple banks to choose best out of it. I suggest my friends to visit Home loan Bangalore for competitive home loan rates in Bangalore.
I was looking for home loan in Bangalore and i got this company online, my overall experience is very good and my loan was processed in SBI and i am very happy with the service, there is no hidden charges and processing fee also very less compared to other banks.
LIC housing finance is good to apply home loan in Bangalore. The process was very smooth and clearly explained about the documentation. My loan was disbursed in 15 days.
Home loan bangalore executive really done a good job in getting my loan faster. I really appreciate their service and committment in disbursel of my loan. This kind of service is really help us without affecting our regular work.
Home Loan bangalore is customer friendly, i am very satisfied with the service. Thanks for the timely committment and i got my home loan at less rate of interest.
Home loan bangaloe is customer focused and processed my loan quickly and disbursed on time. I strongly recommond this company to anyone.
Home loan bangalore provides multiple bank options, we have a good chance to choose the lowest rate of interest. Thanks for providing lowest interest rate home loan
Had a wonderful experience with Home loan Bangalore, from the begining to till loan disbursement they guided me very well and taking care of all the process. I am very happy with the service.
You can apply for a home loan in Bangalore in two ways:
Home Loan in Bangalore can be availed for the purpose of buying a house or flat, renovating your existing house, repairing work, buying of land and other property. The policy of home loan differs from one bank to the other. For more details, please contact home loan bangalore.
The eligibility of getting a home loan is determined by income, qualification, age, repayment capability, assets, savings history, liabilities, no. of dependents, spouse's income and other related factors.
There is a wide range of home loans such as – Home Purchase Loan, Home Construction Loan, Home Improvement Loan, Home Extension Loan, Home Conversion Loan, Balance Transfer Loan, Stanp Duty Loan, etc.
The maximum loan amount depends on the purpose of the loan. Usually, Home Loans are provided in a range of 75% - 85% of the total cost of the property.
It takes 2-3 weeks for processing the application, if all the documents are provided on time. Upon receiving the loan application, the bank starts verifying and disburse the amount as soon as verified.
Borrowers need to produce all the documents related to the house or property they are going to purchase, identity and residence proof, Form 16, last 6 months bank statements, latest payslip and other related documents along with the duly filled application form.
Most of the banks ask collateral securities that could be in the form of guarantee from known persons, deposit of shares, insurance policies or any other form of security. These securities are taken if the loan is not repaid on time.
Yes. Home Loan is available for buying a property in another city. The banks approve loan after verifying the property legally.
The Home Loan interest rate differs from one bank to the other and ranges between 12% to 16%. It also depends on the repayment tenure and amount.
Fixed rate interest refers to the rate of interest that remains same throughout the tenure.
The floating rate of interest is the interest rate that varies with the market and may go high or low based on the market value.
EMI means Equated Monthly Instalment and refers to the amount of money, which the borrower is supposed to pay every month. The EMI is calculated by considering the principal amount, as well as the interest.
The maximum tenure differs from one bank to the other. It is usually between 5 to 20 years, and depends on the loan amount, age of the borrower, qualification of borrower, financial status etc.
Different types of home loans
Home loans are a very popular and an attractive way of buying a dream house for numerous people. The demand for home loans in India has multiplied manifold in the last few years. Every day thousands of people apply for home leans in order to acquire their dream house and have a great life ahead. The main advantage of a home loan is that it comes with many more advantages and this is the icing on the cake. A housing loan or a mortgage loan is provided by lenders not only for purchasing homes, but for a variety of other related purposes as well. Some popular home loans that are available are as follows.
A land purchase loan- This loan is taken by people who want to purchase a plot. The borrower will plan to construct a house on the plot or piece of land. These can be both for residential as well as for any type of investment purposes. It is also called a plot loan or a site loan.
Home purchase loans- This is the most common type of loan. It is used to finance the purchase of a residential property or an old house from any previous owner.
A home construction loan- These types of loans are availed by those individuals who are willing to construct a house. This construction is based purely on their wishes and desires. They don’t prefer purchasing an already constructed house.
Home expansion loans- These types of loans are useful in those situations in which the borrower wants to expand or extend his or her house. The current structure of a residence is extended in order to match the needs of the person.
Home improvement loans- The loans are acquire in order to renovate or improve the structure or appearance of the house. Renovation also demands some money and this is possible through these types of loans.
A home conversion loan- These types of loans are taken by borrowers who have already purchased a house by way of a loan. However they are not willing to move to any other house which makes them to opt for the option of home conversion.
An NRI Home loan- This loan type is for assisting the nonresident Indians to acquire finance for purchasing property or homes in India. It is exclusively meant for NRIs.
A balance transfer loan- This type of loan is used by an individual who is willing to transfer his home loan from one particular bank to another. This is mostly done in order to repay the remaining amount of loan at very low rates of interest.
Thus home loans and composite loans are very useful and effective. These loans have helped many people realize their dreams and live comfortably.
Everything to know about home loan before applying
Home loans are very important loans these days in the banking industry. These types of loans can be very complicated at times. A home loan can be acquired in order to purchase homes. Homes are an investment and can at times be mandatory to acquire a loan. Home loan providers are responsible and useful for granting loans to customers who need them. You need to know about home loans before you apply for them. Having sufficient knowledge on this topic can help you in the long run.
You need to learn the complete lingo associated with these loans. There are various types of mortgages and all these mortgages have their own limits. These are adjustable rates, fixed rate. VA mortgages and FHA. All these points are very important in order to have complete information on loans.
You must determine your affordability. You can you use mortgage calculated in order to calculate your total mortgage. You can also consider making a significant higher down payment.
You must select your lender very carefully. The lender must be a very trusted lender and you must only deal with a very reputed company. If your lender is not trusted there are a lot of risks that can even make you go bankrupt. A lender that has the best credentials must be selected in order to minimize all the risks.
You must not even think of closing any of your accounts. All your accounts must be open or active. This will help you to have a good credit history. The longer your credit history, the better it is for your credit score.
You must not quit your job as well. You job position must be stable. It is a good thing if you have been employed at the same job for more than 2 years. It will create a good image in the minds of the lender and this will make the process of availing loans easier for you.
It is advised to pay your bills on time. Do not keep any payment due. Also avoid late payments as far as possible. This will reduce the risk for you to acquire any high rates of interests. Late payments can also reduce your credit score and this can have a major and a direct impact on all your mortgages.
Thus it is not very difficult to apply for these types of loans. You must acquire all the home loan documents. A home loan apply process has become very simple. You will just have to stick with the rules and regulations. This will help you to get the home loan very easily. These loans are necessary to realize your dream house.
Major problems faced by Home Loan seekers
A home is a very big investment and it requires the person to take loans or a mortgage loan. If you are looking for a home loan, you must understand that there are a few complex problems associated with the process. These problems must be tackled successfully in order to reach your goal. Any home loan seekers will understand these problems automatically because all these problems are quite open. The problems that are faced have been explained below.
Gaining access to a home loan is very difficult. In case the borrower is having a bad credit history, it is not easy to acquire a home loan. The borrower has to be a sizable down payment in order to successfully acquire the loans. On a general basis, it can be concluded that access to loans is very difficult.
An interest rate on a home loan always changes. This means there are good as well as bad times to buy a house. When rates are high a home seeker will not be able to afford the house because the interest will make the house to appear a lot expensive than it really is. In this case it is recommended that the home seeker wait for the interest rate to reduce significantly before he actually purchases the house by way of a home loan.
Every home loan is a debt for any borrower. It can turn out to be a problem through a variety of ways. A homeowner who loses a source of income through disability or unemployment will face the risk of unexpected payments such as home improvement bills or medical expenses. These types of payments mean that the home owners will not be able to meet their mortgage payments or a monthly basis.
Entering into default is the worst thing that can happen to any borrower. It is the time in which a lender can begin legal proceedings on the borrower who has failed to pay back the loan in the stipulated amount of time. Many lenders might negotiate with the borrowers while some will begin the legal proceedings without wasting any time. A lender can take possession of the house in case the loan is in default for a lot of months. This is called as a foreclosure. The borrower will then choose to file for a federal bankruptcy in this case.
The home loan problem can also depend on the time frame in which the money has been borrowed. This time frame varies by way of years. Thus as a borrower it is necessary to choose a time frame in which you want to borrow the loan failing which you have every great chance of landing up in a problem.
Mr. Nirmal is working as a business executive with his wife in Bangalore along with his wife and kids. His wife is also working in a school as a teacher. Every month he spends almost fifty percent of his income for house rent. He planned to buy a house and he approached us for getting a home loan. He wanted to have a clear idea and information about home loans.
Mr. Vijay, one of our team member helped him to know about home loan in Bangalore. He briefed Mrs. and Mr. Nirmal about how to apply home loan online and also about the home loan interest rate offered by different banks.
Getting a home loan in Bangalore is a tedious process since people have to visit banks often for the home loan process. Availing leaves in offices is a difficult process in a city like Bangalore. Our team member guided Mr. Nirmal family to finish most of the formalities through online and helped them to get a lowest rate of interest home loan within a short span of time. Now Mr. Nirmal is spending his life happily along with his family in his own house.
Ms. Deepika is an IT employee. Her parents helped her to study engineering though they were uneducated. As a result of their hard labor, now Ms. Deepika is an employee in an MNC in Bangalore. She wanted to make her parents happy by buying a new home for them. She decided to apply home loan online.
Ms. Deepika had doubts about home loans and home loan interest rate for each type of home loan. So she came to us for help. One of our team members, Ms. Gunjan singh helped her to know everything about home loan and home loan in Bangalore. She taught her how an home loan emi calculator works and helped her to get an idea of how much emi she will be paying approximately every month according to her home’s cost.
Ms. Gunjan also helped her to get a home loan from B KHATA with relevant documents in a short period and make things ease for our client Deepika on getting home loan Bangalore by explaining about home loan rate of interest. Now Ms. Deepika’s parents are living proudly in their own house gifted to them by their beloved daughter. We are happy to be part of helping people to enjoy such special moments which are priceless.
The story of Mr. Vinayak Hukkeri is simply establishes the husband’s love for his beloved wife. His wife was born and brought up in Bangalore and she was staying in rented houses from her birth. She always had a desire to stay in her own house in Bangalore. Mr. Vinayak came to know about his wife’s wish of owing a separate home and he wanted to surprise her on their wedding day by getting home loan Bangalore.
Mr. Vinayak approached us to get a home loan in Bangalore. Our staff, Mr. Somashekar assisted him to get the home loan. Mr. Vinayak planned to apply home loan online and he worked with Mr. Somashekar of our concern who is well aware of working on the home loan interest rate and home loan emi calculator. After equipping himself with knowledge about home loans, we helped him to avail home loan from B Khatha loans. Our guidance helped him to prepare all the necessary documents ready at the time of applying home loan.
We were able to get his home loan sanctioned on time and Mr. Vinayak gifted his new home’s key as a gift to his wife on their wedding anniversary. We are happy that through home loans we have made dreams come true for many like Mrs. Vinayak by making things clear on home loan rate of interest.