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Home Loan in Bangalore | Lowest interest Home Loans in Bangalore

Home Loan Bangalore is a service provider to those who are looking for home loan in bangalore. Home Loan Bangalore offers home loan with less rate of interest with lowest EMI per lakh. Home Loan range from 5 lakhs to 1 crore with lowest interest possible. Home loan bangalore offers home loan from various banks like HDFC Bank, ICICI Bank, Axis Bank, Standard Chartered Bank, Kotak Mahindra Bank, DHFL Housing Finance, PNB Housing Finance, Canfin Homes, Sundaram Finance, Gruh Finance Limitted etc. Home loan Bangalore does not provide any loans, but we do forward your requirements to the respective bank and help you to get the loan as early as possible.

The IT revolution has made Bangalore one of the most popular city to live in. People come here from different parts of the country to work and settle down. This has led to property prices sky rocketing. The home loan come in handy to buy property in expensive cities like Bangalore.

Home Loan Bangalore is here to provide a one stop solution to all your home loan needs. We have joined hands with major banks and non banking financial institutions to provide best home loan deals in Bangalore. Home Loan Bangalore provides you excellent services from the start to end of the loan procedure and helps to fulfill your aspirations of a dream home.

Home loan is secured loan offered by the banks and non banking financial institutions to fulfill the housing needs of the borrowers. The loan is secured against the house /property the bank has funded and is mortgaged till the borrower repays the loan and the interest due on it. Getting home loan in bangalore is not so easy process but our system will help you to get your dream home at the earliest. We offer home loan with lowest rate of interest and very less processing fee.

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Why to choose home loan bangalore?

Documents required for Salaried employee home loan

  • Completed Home Loan application form
  • 3 Passport size photographs
  • Proof of identify (Xerox copies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (Xerox copies of recent Telephone Bills/ Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
  • Bank Account Statement/ Pass Book for last six months
  • Personal Assets and Liabilities statement
  • Original Salary Certificate from employer
  • TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Department

Documents required for Self Employed home loan

  • Completed Home Loan application form
  • 3 Passport size photographs
  • Proof of identify (Xerox copies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (Xerox copies of recent Telephone Bills/ Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
  • Bank Account Statement/ Pass Book for last six months
  • Personal Assets and Liabilities statement
  • Acknowledged copies of three years I.T. returns/ Assessment Orders.
  • Photocopies of challans evidencing payment of Advance Income Tax.
Compare home loan rate of interest as on
Home Loan Banks Rate of interest Loan Amount Maximum Tenure Processing Fee Documents Apply now
HDFC Ltd Home Loan 8.5% to 8.55% ₹ 5 Lac to ₹ 10 Cr 30 years Upto 0.5%
  • Property related documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph
Apply now
Axis Bank Home Loan 8.65% ₹ 5 Lac to ₹ 10 Cr 30 years 0.5%
  • Property related documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph
Apply now
ICICI Bank Home Loan 8.50% to 8.85% ₹ 5 Lac to ₹ 10 Cr 30 years 0.50% - 1.00%
  • Property related documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph
Apply now
State Bank of India (SBI) home loan 8.50% - 8.65% ₹ 10 Lac to ₹ 10 Cr 30 years Up to 0.35%
  • Property related documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph
Apply now
Citibank Home Loan 9.00% ₹ 10 Lac to ₹ 10 Cr 25 years Upto 0.50%
  • Property related documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph
Apply now
LIC Housing Finance 9.15% ₹ 5 Lac to ₹ 10 Cr 30 years ₹ 1K to 15K
  • Property related documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph
Apply now
IDBI Bank Home Loan 8.55% to 8.6% ₹ 5 Lac to ₹ 10 Cr 30 years Nil
  • Property related documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph
Apply now
PNB Housing Finance 8.5% to 9% ₹ 5 Lac to ₹ 10 Cr 30 years 0.50% (min. ₹ 5750)
  • Property related documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph
Apply now
Kotak Home Loan 8.95% ₹ 5 Lac to ₹ 10 Cr 20 years Nil
  • Property related documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph
Apply now
Standard Chartered Bank Home Loan 8.65% ₹ 5 Lac to ₹ 10 Cr 20 years Upto 1.00%
  • Property related documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph
Apply now
DHFL Home Loan 8.60% to 9.75% ₹ 1 Lac to ₹ 5 Cr 30 years ₹ 5k to ₹ 20k
  • Property related documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph
Apply now
Canfin Homes 9.30% ₹ 1 Lac to ₹ 5 Cr 30 years Upto 1%
  • Property related documents
  • KYC-PAN, address & ID proof
  • Income proof, bank statement and one photograph
Apply now

B Khata home loan

In the city of Bangalore, getting financial assistance for constructing B khata site would be much easier if consumers approach with us. We well aware of the needed documents and eligibility criteria for availing B Khata Loans in Bangalore and guides our consumers accordingly. The success story of our customers would elaborate more on our work. In general, many has the opinion as just like the B Khata home loans getting financial assistance for B Khata houses would be harder. However, the B khata construction loan can be availed easily with our expert’s assistance.

Explore more on B Khata Home Loan »

NRI home loan

NRI’s (Non-Resident Indians) who are living in abroad for various reasons particularly for job related, in recent years the nationalized and also the private banking sectors showing their interest on lending loans for the NRI’s for specific interest rates. Before getting into the NRI home loans requirement and all other necessary details, first we would like to get things clear about who are all NRI’s as per the terms of Indian banks.

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Construction Home Loan

When it comes to availing home loans there are several option by which the consumers can apply from the financial bodies. Getting construction loans from nationalized banks or other financial institutes would gives the option of constructing new homes under the loan amount.

In the city like Bangalore hiring a contractor for constructing home would be a dream for many since flat system is turning into machine life. Our experts having vast experience in handling such construction home loans for our clients by assisting to get valid documentation and KYC as the construction loan procedure is slightly different from the other home loans. It requires the income certificate along with the certificate from city development department and loan margin amount. Our expertise staffs will take-care those details and leave our customers happy on planning their home constructing plans.

Site purchase loan / Plot loan

Site Purchase loan can also named as the Plot loans or loans for land purchasing, in the city like Bangalore site purchase loan or plot purchase loan is never going to be easy if you planned to manage by single, particularly if you plan to move by gaining loans from financial institutes. Seeking professional help from us would be the best option as we are real experts on finding the suitable loan lenders who offers low interest rates.

In addition to those lenders comparison, we assist on availing loans for salaried and as well as self-employed person where some documentation process gets changes. Our experts are highly trained on analyzing the property cost and arranging things accordingly to the lending institute documentation to avail maximum funding from the financial bodies.

Explore Site Purchase Loan »

Composite home loan

Well the Composite home loan is the combination of plot or land loan along with the construction loan. Under this composite home loan consumer able to get financial assistance on purchasing plots or lands and also avails the financial assistance for construction of home in that respective lands in next few years. We, the home loan-Bangalore are real experts of arranging all types of home loans in the Bangalore city, owns several positive experienced on assisting composite loan from the financial institutes.

Our experts manage things when it comes to composite loans in which the loan amounts will be distributed in 3 installments while constructing house on various time period.

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Home Purchase loan

Purchasing the constructed homes in the city like Bangalore is quite common act carried by many families, however several facing struggle while arranging home purchase loan from the financial institutes. We, the home loan-Bangalore are true professionals on assisting our clients on availing home loans from the best institutes which offers suitable rate of interest and suits according to the client’s terms.

Our experts are highly experienced on getting documentation work perfectly so our clients never feel the worry and they manage to get loan without any hassle.

Explore Home Purchase Loan »

100% home loan

‘100% home loan’ is the option where the home buyers can able to get avail 100% financial assistance on purchasing home. Though several bank not providing/promoting such types of loans to their consumers. We, the home loan-Bangalore well aware of the list of banks who lends 100% loan amount for buying homes in the Bangalore city.

We well aware of the terms and conditions needed in order to get such 100% home loans from the financial institutes and guides our clients accordingly.

Customer Reviews

I applied loan through home loan bangalore, response was amazing and pickup all the documents at my doorstep and my loan got approved in 15 days for A katha property.

Sharath chandra

Home Loan Bangalore customer service is really good, they guided me in all the aspects of home loan. The entire process was smooth and very well executed.

Chandrashekaraiah

I got my loan through LIC Housing Finance, home loan bangalore simplified the process and i didnt face any difficulties while processing my loan.

Chandrakala

I applied home loan in Axis Bank and loan disbursed without any problem. Interest rate is floating interest rate and processing fee is 1%. Home Loan Bangalore executives are more knowledgeable.

Sunil Vasudevachar

Home Loan Bangalore customer service executives explained me clearly with all the necessary information, good team work keep it up.

Pramod G

Home Loan Bangalore is good. Interest rate offered by them is 10.15% and there is no pre closure charges.

Sudheer Bangera

I just enquired Home loan in bangalore, they are very well guided me before finalizing my property, after two months i applied home loan and got approved in just 15 days.

Umesh Nair

I got my home loan through home loan bangalore. It was around 25 lakhs with 15 years tenure. The interest rate was good and less processing fee. The customer service is really good.

Shakil Ahmmed

I took housing loan of Rs. 40 lakhs from HDFC. I choose tenure of 15 years and i got my loan disbursed in 20 days. I am very happy with the customer service from Home loan Bangalore.

Mallesh P

I bought one property in Bangalore and i was looking for home loan very urgently then i came to know home loan bangalore through online. They helped me to get my loan without any issues. Thanks to home loan bangalore.

Kiran Gowda

Axis bank provided me a home loan of Rs. 20 lakhs with an interest rate of 10.10%. The processing fee was also less. The customer service is excellent, Home loan Bangalore guided me very well in preparing documentation.

Harish Guptha

I took my home loan with SBI, my experience with SBI home loan is bit long. SBI will take bit more time to process my application and finally i got my loan approval in 40 days. Thanks home loan bangalore to guided me to get my loan.

Leelavathy R

I had a very good experience with HDFC Ltd home loan. Executives from home loan bangalore clearly explained about the process and the documentation required. The process went very well and i got best rate of interest.

Ramesh Guptha

Home loan bangalore is a best online tool to get home loan in bangalore, it keep connects customers with multiple banks to choose best out of it. I suggest my friends to visit Home loan Bangalore for competitive home loan rates in Bangalore.

Caroline Lobe

I was looking for home loan in Bangalore and i got this company online, my overall experience is very good and my loan was processed in SBI and i am very happy with the service, there is no hidden charges and processing fee also very less compared to other banks.

Kiran Sharma

LIC housing finance is good to apply home loan in Bangalore. The process was very smooth and clearly explained about the documentation. My loan was disbursed in 15 days.

Mahesh HR

Home loan bangalore executive really done a good job in getting my loan faster. I really appreciate their service and committment in disbursel of my loan. This kind of service is really help us without affecting our regular work.

Sai Narayan

Home Loan bangalore is customer friendly, i am very satisfied with the service. Thanks for the timely committment and i got my home loan at less rate of interest.

Rajshekar BT

Home loan bangaloe is customer focused and processed my loan quickly and disbursed on time. I strongly recommond this company to anyone.

Sourabh

Home loan bangalore provides multiple bank options, we have a good chance to choose the lowest rate of interest. Thanks for providing lowest interest rate home loan

Avneesh Kumar

Had a wonderful experience with Home loan Bangalore, from the begining to till loan disbursement they guided me very well and taking care of all the process. I am very happy with the service.

Kavitha KT

    Frequently Asked Questions

    What is the best way to apply for a home Loan in Bangalore?

    You can apply for a home loan in Bangalore in two ways:

    • Click here for online
    • Call our customer support number +91 8095435454
    For what purpose I can get a Home Loan in Bangalore?

    Home Loan in Bangalore can be availed for the purpose of buying a house or flat, renovating your existing house, repairing work, buying of land and other property. The policy of home loan differs from one bank to the other. For more details, please contact home loan bangalore.

    What is the loan eligibility?

    The eligibility of getting a home loan is determined by income, qualification, age, repayment capability, assets, savings history, liabilities, no. of dependents, spouse's income and other related factors.

    What types of Home Loans are available?

    There is a wide range of home loans such as – Home Purchase Loan, Home Construction Loan, Home Improvement Loan, Home Extension Loan, Home Conversion Loan, Balance Transfer Loan, Stanp Duty Loan, etc.

    What is the maximum loan amount?

    The maximum loan amount depends on the purpose of the loan. Usually, Home Loans are provided in a range of 75% - 85% of the total cost of the property.

    How long it takes to process the home loan application?

    It takes 2-3 weeks for processing the application, if all the documents are provided on time. Upon receiving the loan application, the bank starts verifying and disburse the amount as soon as verified.

    What documents are needed for loan approval?

    Borrowers need to produce all the documents related to the house or property they are going to purchase, identity and residence proof, Form 16, last 6 months bank statements, latest payslip and other related documents along with the duly filled application form.

    Do I need to provide any security or collateral?

    Most of the banks ask collateral securities that could be in the form of guarantee from known persons, deposit of shares, insurance policies or any other form of security. These securities are taken if the loan is not repaid on time.

    Can Home Loan be taken for construction in a different city?

    Yes. Home Loan is available for buying a property in another city. The banks approve loan after verifying the property legally.

    What is a Home Loan interest rate?

    The Home Loan interest rate differs from one bank to the other and ranges between 12% to 16%. It also depends on the repayment tenure and amount.

    What does fixed rate interest mean?

    Fixed rate interest refers to the rate of interest that remains same throughout the tenure.

    What is floating rate of interest?

    The floating rate of interest is the interest rate that varies with the market and may go high or low based on the market value.

    What does EMI mean?

    EMI means Equated Monthly Instalment and refers to the amount of money, which the borrower is supposed to pay every month. The EMI is calculated by considering the principal amount, as well as the interest.

    What is the maximum tenure?

    The maximum tenure differs from one bank to the other. It is usually between 5 to 20 years, and depends on the loan amount, age of the borrower, qualification of borrower, financial status etc.

    Home Loan Articles

    Different types of home loans

    Home loans are a very popular and an attractive way of buying a dream house for numerous people. The demand for home loans in India has multiplied manifold in the last few years. Every day thousands of people apply for home leans in order to acquire their dream house and have a great life ahead. The main advantage of a home loan is that it comes with many more advantages and this is the icing on the cake. A housing loan or a mortgage loan is provided by lenders not only for purchasing homes, but for a variety of other related purposes as well. Some popular home loans that are available are as follows.

    A land purchase loan- This loan is taken by people who want to purchase a plot. The borrower will plan to construct a house on the plot or piece of land. These can be both for residential as well as for any type of investment purposes. It is also called a plot loan or a site loan.

    Home purchase loans- This is the most common type of loan. It is used to finance the purchase of a residential property or an old house from any previous owner.

    A home construction loan- These types of loans are availed by those individuals who are willing to construct a house. This construction is based purely on their wishes and desires. They don’t prefer purchasing an already constructed house.

    Home expansion loans- These types of loans are useful in those situations in which the borrower wants to expand or extend his or her house. The current structure of a residence is extended in order to match the needs of the person.

    Home improvement loans- The loans are acquire in order to renovate or improve the structure or appearance of the house. Renovation also demands some money and this is possible through these types of loans.

    A home conversion loan- These types of loans are taken by borrowers who have already purchased a house by way of a loan. However they are not willing to move to any other house which makes them to opt for the option of home conversion.

    An NRI Home loan- This loan type is for assisting the nonresident Indians to acquire finance for purchasing property or homes in India. It is exclusively meant for NRIs.

    A balance transfer loan- This type of loan is used by an individual who is willing to transfer his home loan from one particular bank to another. This is mostly done in order to repay the remaining amount of loan at very low rates of interest.

    Thus home loans and composite loans are very useful and effective. These loans have helped many people realize their dreams and live comfortably.

    Everything to know about home loan before applying

    Home loans are very important loans these days in the banking industry. These types of loans can be very complicated at times. A home loan can be acquired in order to purchase homes. Homes are an investment and can at times be mandatory to acquire a loan. Home loan providers are responsible and useful for granting loans to customers who need them. You need to know about home loans before you apply for them. Having sufficient knowledge on this topic can help you in the long run.

    You need to learn the complete lingo associated with these loans. There are various types of mortgages and all these mortgages have their own limits. These are adjustable rates, fixed rate. VA mortgages and FHA. All these points are very important in order to have complete information on loans.

    You must determine your affordability. You can you use mortgage calculated in order to calculate your total mortgage. You can also consider making a significant higher down payment.

    You must select your lender very carefully. The lender must be a very trusted lender and you must only deal with a very reputed company. If your lender is not trusted there are a lot of risks that can even make you go bankrupt. A lender that has the best credentials must be selected in order to minimize all the risks.

    You must not even think of closing any of your accounts. All your accounts must be open or active. This will help you to have a good credit history. The longer your credit history, the better it is for your credit score.

    You must not quit your job as well. You job position must be stable. It is a good thing if you have been employed at the same job for more than 2 years. It will create a good image in the minds of the lender and this will make the process of availing loans easier for you.

    It is advised to pay your bills on time. Do not keep any payment due. Also avoid late payments as far as possible. This will reduce the risk for you to acquire any high rates of interests. Late payments can also reduce your credit score and this can have a major and a direct impact on all your mortgages.

    Thus it is not very difficult to apply for these types of loans. You must acquire all the home loan documents. A home loan apply process has become very simple. You will just have to stick with the rules and regulations. This will help you to get the home loan very easily. These loans are necessary to realize your dream house.

    Major problems faced by Home Loan seekers

    A home is a very big investment and it requires the person to take loans or a mortgage loan. If you are looking for a home loan, you must understand that there are a few complex problems associated with the process. These problems must be tackled successfully in order to reach your goal. Any home loan seekers will understand these problems automatically because all these problems are quite open. The problems that are faced have been explained below.

    Access

    Gaining access to a home loan is very difficult. In case the borrower is having a bad credit history, it is not easy to acquire a home loan. The borrower has to be a sizable down payment in order to successfully acquire the loans. On a general basis, it can be concluded that access to loans is very difficult.

    Interest

    An interest rate on a home loan always changes. This means there are good as well as bad times to buy a house. When rates are high a home seeker will not be able to afford the house because the interest will make the house to appear a lot expensive than it really is. In this case it is recommended that the home seeker wait for the interest rate to reduce significantly before he actually purchases the house by way of a home loan.

    Debt

    Every home loan is a debt for any borrower. It can turn out to be a problem through a variety of ways. A homeowner who loses a source of income through disability or unemployment will face the risk of unexpected payments such as home improvement bills or medical expenses. These types of payments mean that the home owners will not be able to meet their mortgage payments or a monthly basis.

    Default

    Entering into default is the worst thing that can happen to any borrower. It is the time in which a lender can begin legal proceedings on the borrower who has failed to pay back the loan in the stipulated amount of time. Many lenders might negotiate with the borrowers while some will begin the legal proceedings without wasting any time. A lender can take possession of the house in case the loan is in default for a lot of months. This is called as a foreclosure. The borrower will then choose to file for a federal bankruptcy in this case.

    Time frame

    The home loan problem can also depend on the time frame in which the money has been borrowed. This time frame varies by way of years. Thus as a borrower it is necessary to choose a time frame in which you want to borrow the loan failing which you have every great chance of landing up in a problem.

    Home Loan - EMI Calculator
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    Home Loan customer care numbers
    Bank Name Customer Care Number
    HDFC Bank Home Loan 080-61606161
    SBI Home Loan 973-193-2211
    ICICI Bank Home Loan 080-33667777
    Citibank Home Loan 080-22272484
    Kotak Bank Home Loan 080-66006022
    PNB Housing Finance 1800-120-8800
    Yes Bank Home Loan 900-839-0909
    Indiabulls Home Loan 080-30141853
    Standard Chartered Bank Home Loan 080-66014444/ 080-39404444
    Axis Bank Home Loan 080-25317830
    Canara Bank Home Loan 080-25589520/ 080-25588641
    IDBI Bank Home Loan 080 2238 6757
    Karnataka Bank Home Loan 0824-2228154
    DHFL Home Loan 1800-3000-1919
    DBS Bank Home Loan 1800-209-4555
    RBL Bank Home Loan 1800-123-8040
    LIC Housing Finance Home Loan 1800-440-005
    Reliance Capital Home Loan 1800-210-3030
    Tata Capital Home Loan 1800-209-6060
    Bajaj Finserv Home Loan 1800-103-3535
    IDFC Bank Home Loan 1800-419-4332
    Edelweiss Home Loan 1800-102-3335
    Disclaimer: www.home-loan-bangalore.com is not a bank, we will pass your loan requirement to concerned bank. One of our team member will contact you to process your loan requirement. We don't provide loans on our own. Data provided in our website is sourced from various banks websites to help customers to understand loan procedure.