Home Loan Interest Rate starts @ 8.35% New
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Welcome to SBI (State Bank of India) Home Loan Bangalore

SBI home loan has been awarded “The most preferred home loan provider” by Awaaz consumer awards in 2014. This has been possible due to the unique advantages offered by SBI Bank. It offers low rate of interest, low processing charges and no prepayment penalties. There are more than 15,969 SBI branches all over India so the customers can avail home loans from the nearest branch.

Features and Benefits of SBI Home Loan Bangalore

SBI Home loan interest rate

Borrower Home Loan interest rate Maxgain above Rs. 1 crore
Women 10.10% 10.35%
Others 10.15% 10.40%

Other charges

Processing fees: Processing fees has been waived on all home loan proposals during 1st Oct 2014 to 31st December, if the loans have been sanctioned by CPCs/branches latest by 31st January 2015.

Prepayment charges are nil

Applying for SBI Home Loan through Home Loan Bangalore

Home Loan Bangalore has collaboration with SBI Bank to provide home loans to the customers. The customers get easy and quick SBI home loan at their doorstep if they apply through Home Loan Bangalore

SBI Home Loan Eligibility

The borrower in the age group of 18 years to 70 years can apply for SBI Home loans. The loan amount is decided on the basis of income, repaying capacity, assets / liabilities and cost of the property.

Required Documents for SBI Home Loan

Loan application with 3 passport size photographs
Proof of Identity( Passport, driving license, Voters ID card, IT PAN Card)
Proof of residence( photo copies of recent telephone bills/electricity bills/property tax receipts/Passport/Voters ID)
Proof of business address for non-salaried individuals
Statement of Bank Account/Pass Book for last 6 months
Signature identification from present bankers
Personal Assets and Liabilities statement
Additional documents for salaried individuals
  • Original salary certificate from the employer
  • TDS certification Form 16or copy of IT returns for last 2 years
Additional documents for required for professional/self employed/other IT assesses
  • Acknowledged copies of the IT returns of last 3 years
  • Photocopies of the challans showing payment of Advance Income Tax
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