HDFC Bank is a pioneer in providing the best home loan services serving more than 4.5 million satisfied customers with over 35 years of history in the home loan sector. HDFC housing loan offered by HDFC is a favorite among the common man. HDFC Home Loans come with unlimited benefits. HDFC bank offers home loan which are of different categories as per the customer’s requirements like buying or constructing a house, renovation or improvement, extension etc. HDFC bank also provides the option of transferring existing home loan from other banks or financial home loan lenders. HDFC housing loan interest rates are also very low and attractive compared to other banks. HDFC bank housing loan also comes with a lower interest rate for female home loan applicants or co-owners of a home loan. HDFC Home Loans are designed with you in mind.
|HDFC Bank Home Loan Rate of Interest in Bangalore|
|Base Interest Rate||8.35% - 11.55%|
|Maximum Tenure||20 years|
|Processing Fee||Up to 0.50% of the loan amount or ₹ 3,000 whichever is higher, plus applicable taxes.|
|Prepayment and Foreclosure Charges||Allowed and no charges for floating rate loans|
|Age Limit||Min 24 years and Max 60 years|
|Required Documents for HDFC Home Loan Bangalore|
|Proof of Identity/residence (any one)||Valid Passport, Voter ID Card, Aadhaar Card, Pan Card||Valid Passport, Voter ID Card, Aadhaar Card, Pan Card/TAN Card|
|Proof of Income||
|Property related documents||
Applying for HDFC Bank Home Loan in Bangalore has become very simple and easy as the application can be done online through our website www.home-loan-bangalore.com. The simple steps involve logging in to our website; choosing the relevant tab, fill up the necessary details like necessary documents etc:
|Step 1||Visit our website www.home-loan-bangalore.com, click on the ‘Home Loans’ tab and fill up the required details to complete the application.|
|Step 2||Fill up the necessary details, after doing the necessary check like credit worthiness, eligibility etc., and the bank approves the loan.|
|Step 3||So the applicant needs to provide his personal details like name, age, address, occupation, income, etc. which the bank uses to generate a quote for EMIs with respect to the HDFC Limited Home Loans. If the applicant decides to apply for HDFC Bank home loans, all the documentation process is required to be completed and the applicant is required to submit the necessary documents as mentioned. Once the eligibility criteria and necessary documents submitted are verified by the bank successfully, your home loan is approved.|
HDFC Home Loan has a wide range of use because different types of loans are issued for different needs. one can avail a HDFC Bank home loan for purchase or construction of a new house, purchase of an already built house which is for resale, renovation or improvement to one’s home, extension of one’s house to build for extra space, transferring an existing loan from other banks or financial institutions and specialized loans for farmers and for others wishing to construct or purchase a property in a rural area.
Home Loan from HDFC Ltd. is offered in various variants to suit the needs and requirements of all and sundry. Given below is the range of HDFC Bank Home Loan products offered to the customers to fulfill their aspirations.
HDFC Bank home loan is issued to individuals who wish to purchase a house or construct a new one. The customer can avail the home loan solely on his name or under the names of two or more people jointly.
Individuals who want to renovate or redecorate their homes as per the changing trends can avail the HDFC Home Improvement Loan which is specifically sanctioned for home improvement purpose.
This type of housing loan scheme offered by HDFC bank comes useful for a home extension, renovation, or repair of the existing home.
HDFC bank also offers specialized home loans for the farmers and people living in rural areas. Agriculturists, planters, horticulturists and dairy farmers can avail this home loan for construction, purchase, extension or renovation of houses in rural areas.
HDFC offers home loan for farmers so that they are a choice. The loan is granted for the construction of houses in residential areas of villages only. The loan eligibility depends on the total agricultural land owned by the farmer and the type of crops cultivated on the owned land. The farmers need not mortgage their cultivating land for availing the above loan.
This type of HDFC home loan scheme is specially designed for Government and Private sector employees, businessmen, self-employed professionals, traders for buying or construction of property in the residential area of a rural sector.
EMI calculators form an important part of the decision-making process for taking a home loan. Once an individual is sure about the amount that they might be paying for their home loan EMI can help them make a decision that is well thought of and is suitable to their requirements and conditions.
The Home-Loan-Bangalore.com provides EMI calculator which can assist you in getting a clear picture of how much the loan will actually cost you in terms of the EMI throughout the loan tenure.
Get your dreams fulfilled with HDFC's Top up Home Loans where you can celebrate your personal or professional milestones such as buying or constructing a new house, house renovation, home improvement etc.
HDFC Bank offers a golden opportunity to lower your loan repayments when you have smarter options to choose from. Move your Home Loan outstanding balances to HDFC bank and pay lower monthly installments and enjoy the savings for the other things in life that really matter to you and your family.
HDFC is leading bank with a wide customer base, extremely popular for its customer service too... There are multiple mediums through which the customers can get in touch with the bank's customer care service and get them to solve their problems, answer their queries and any other requests with respect to banking with HDFC Bank.
You can contact HDFC Bank on the following toll-free number numbers. You can contact the toll-free for any inquiries/ complaints/issues. They can be reached anytime, anywhere:
HDFC offers different types of home loan products to Non- Resident Indians (NRIs). Being a pioneer in the home loan portfolio, HDFC home loans will help NRIs fulfill the dream of owning a property.
Advantages of HDFC Bank NRI home loan:
Types of HDFC Bank NRI Home Loans:
TruFixed Plus Home Loan – 2 Year Fixed Rate Variant:
This type of housing loan offers NRIs the flexibility of part fixed rate term and part flexible rate term., as the fixed rate can be availed for a maximum tenure of 2 years and post that, the loan will be automatically changed to adjustable rate to a total of 20 years.
TruFixed Plus Home Loan – 3 Year Fixed Variant
This type of home loan offers customers the flexibility of having fixed rate for a term period and flexible rate for the remaining tenure, where you can avail a fixed rate for up to 3 years, the loan will be automatically changed to adjustable rate to a total of 20 years.
HDFC NRI Home Loan Eligibility
Generally, the eligibility criteria for NRI Home Loans will include
Documents required for HDFC NRI Home Loan
The documents required vary depending on the applicant’s employment, country of residence and source of income. The following documents might be asked for during the application process.
Are my property documents safe with HDFC Bank Home loan?
Yes, HDFC carefully safeguards all your property documents for your complete peace of mind. So be assured that your property documents are in safe hands?
Can I give standing instructions to the bank to deduct my Home Loan EMIs directly from my HDFC Bank Savings Account?
Yes, HDFC gives you the option for Automated Repayment System and your EMIs will be directly repaid from your HDFC Bank Savings Account, thus saving your precious time.
Do I have the option to structure my loan as partly fixed or partly floating?
Yes, you can structure your HDFC home loan. You can repay your Home Loan as Partly Fixed or Partly Floating as per your needs.
How will HDFC Bank decide my home loan eligibility?
Your home loan eligibility would be based on factors like your repayment capacity based on income, age, qualifications, number of dependants, spouse's income, assets, liabilities, stability, and continuity of occupation, and savings history.